Stablecoins have crossed the credibility threshold. In Q2 2025, major players like Visa (30+ mentions), Remitly (20+ mentions), Payoneer, dLocal, Citi, and PayPal explicitly discussed stablecoins on earnings calls, for the first time in many cases.

The trendline is sharp: in all of 2023 and 2024, some of these companies never mentioned stablecoins. Now, Q2 2025 alone saw a flood of discussion.

Why? Because stablecoins are becoming the only viable rails in certain corridors:

• US → Nigeria: Nigeria is Africa’s largest stablecoin adoption market. Demand for USD liquidity is extreme. Players like Yellow Card and Flutterwave are already integrating USDT/USDC.

• US → Argentina: With inflation topping 200% in 2024, corporates are already hedging via stablecoins. dLocal and Mural Pay serve these flows, but need structured compliance to survive regulatory pressure.

• Europe → Asia SMEs: Firms like Airwallex are enabling B2B payments for SMEs. FX spreads eat margins; stablecoins plug the gap.

Why MVR is the Startup Edge?

Instead of over-engineering compliance like a JPMorgan or Citi, scale-ups need Minimum Viable Regulation (MVR):

• Corridor-first stacks → AML/KYT tuned per market (CBN sandbox in Nigeria, AFIP reporting in Argentina, PSD2-lite for EU → Asia).

• 70% faster go-to-market → avoid 12–18 month TradFi compliance cycles.

• Regulatory goodwill → proactive logs + voluntary reporting win trust.

Think of MVR as the “growth hacker’s compliance framework.” It’s not about perfect compliance, it’s about enough compliance to expand fast, without regulatory drag.

Who Needs This Now?

• Remitly → corridor expansions in LatAm & Africa.

• Payoneer → SME payments across volatile FX corridors.

• dLocal → already under regulatory scrutiny; needs corridor-specific defenses.

• Airwallex / OFX → scaling SMEs in Europe → Asia.

• Sokin → marketing with Manchester United must be matched with credible compliance signals.

Book a strategy session with us to see how MVR can help your startup unlock 16x faster growth in stablecoin corridors without drowning in compliance overhead.